I really like this quote from Dave Ramsey that he posted on his Face Book page. What is thoughtful is we are coming to the Christmas Season and we can either pay cash or charge everything on our credit card. What would you do?
"Money is like a beautiful thoroughbred horse--very powerful & always in action, but unless this horse is trained when very young, it will be an out-of-control & dangerous animal when it grows to maturity." - Dave Ramsey
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