Saturday, March 28, 2009

How to spell relief from recession: G-A-R-D-E-N

I Love this article that I just found! It is truly a good one to read. Happy planting!

How to spell relief from recession: G-A-R-D-E-N
By Larry A. Sagers
Deseret News
Published: Monday, Mar. 23, 2009

Like everyone else, I am seeing and feeling the economic downturn, slowdown, recession or whatever term you choose to apply to the current situation in the country.

The dollars do not stretch as far, and visits to the produce section seem to cost more while yielding less.

How do you spell relief? If you are old enough to remember the old anti-acid commercial, it was R-O-L-A-I-D-S.

My take is G-A-R-D-E-N-S!

Growing your own vegetables is an excellent way to stretch the limited dollars available in the family food budget. While some argue that a garden can never pay, I think that done correctly, you can produce a fabulous return on your investment.

Examine some of the variables: If you try to figure in the cost of land, the garden economics never work. With lots selling for thousands and thousands of dollars, you will never pay for urban real estate by growing anything legal.

That said, most of us bought our property for a place to live, not to grow vegetables. The garden is a bonus.

Other variables are more controllable, so we can get a great return on dollars spent if we plan and plant wisely.

If your garden space is limited, double your harvest by growing two crops. Start by planting the early -- or cool season -- crops right now. By planting many of these crops now, you can reap the harvest soon enough that you can follow them with another crop later in the season.

By definition, cool-season vegetables will grow when temperatures are cool in the spring or fall. They can withstand light frosts and will germinate even when soil temperatures are only 40 degrees.

Fortunately for Utah gardeners, there are many crops to plant right now.

The planting time for the hardiest of these crops is as soon as you can prepare the soil. Roll up your sleeves and prepare a sunny spot in your garden and get planting.

Many these crops are open pollinated, so the seed is relatively inexpensive. None of them take lots of space, so they lend themselves well to container production.

While seed is usually less expensive, transplants can help you produce a crop in less time. Onions, cabbage, broccoli and kohlrabi are often grown from transplants.

As added bonuses, these crops need less water because of frequent spring rains and cooler temperatures. Also, many serious insect pests, such as grasshoppers, are not active in the cool spring weather.

Starting from the soil up, we have several root crops that fall into this cool season category. Radishes are the fastest maturing crop in the garden, and under ideal situations they are ready to harvest in four weeks.

Spend a few cents on radish seeds and you will be amply rewarded. Just be careful how many you plant. It is easy to get carried away, so only plant a couple of feet of row in the garden every two weeks for a continuous supply.

Green onions also produce a crop in a very short time. Plant them from transplants or seeds if you want big storage onions to harvest late in the season.

If speed is critical, plant the small onions sets and pull them as green onions. Regardless of the way you choose to plant them, thin them but use the smaller plants as you would use chives as a seasoning or garnish.

Turnips and kohlrabi are closely related, but the parts you eat grow in a different spot. The turnip root grows below ground, making it more susceptible to root maggots. The kohlrabi bulb grows above ground so the maggots don't infest the part you eat.

The last broccoli I bought was pretty spendy. Produce your own green with this tasty, nutritious green vegetable. Get it planted right away so that it matures before it gets too hot and dry. It will taste better and not be as tough.

Do the same with your cabbage. It grows well and produces a good yield.

Try some of the red cabbage varieties or some of the Savoy types for a different look and taste to your vegetables.

Spinach is one of the earliest crops you can grow. It is ready to harvest in as little as five to six weeks and makes a tasty, tender dish either fresh or cooked.

Take advantage of the warm spring days and start growing green.

Hopefully your garden will be the opposite of the financial world -- that is, it will come up, not go down.


MormonTimes.com is produced by the Deseret News in Salt Lake City, Utah.
It is not an official publication of The Church of Jesus Christ of Latter-day Saints.

Copyright © 2009 Deseret News Publishing Company

Tuesday, March 24, 2009

Outdoor Cooking site

I found the most interesting web site this morning. I just have to share it with you.

http://www.outdoorcooking.com/

They have an awesome cooking stove for outdoor cooking. The prices seem quite reasonable too. Have some fun looking or "window shopping".

Monday, March 9, 2009

Planning a Garden!

Wow! What a start to the spring year. Now is the time to plan a garden for this year.

When February and March rolled around we would sit down and create a footprint of what we wanted in our garden, what we wanted in our food storage and where we were going to plant it. And we calculated how much money it would take for plants and black plastic, but now living here in this house with no yard to speak of and the free ability for all the neighbors to walk across my yard, as they do. I now have to rely on the generosity and kindness of some of our neighbors to allow me to plant on their land. I can’t wait until we can buy our own land!

Plan Garden has some interesting information on planning your garden if you are not sure what to do (http://www.plangarden.com/?pgref=9036). It does cost to use this service.

The next thing to do is to replenish your seeds supply. Purchase new seeds for planting or pull seeds that you saved from last year. Look at the times when you need to plant or start them indoors.

If you want more information, call Melanie Fisher for information about gardening. She teaches the class on gardening in the Branch.

Tuesday, February 24, 2009

One Last Thought for February

One last thought about money. I have had the song by Shaina Twain going through my mind. Ka-Ching talks about the foolish lifestyle that most people were living. Using their house as an ATM machine and their foolish purchases. You can change it. It is a matter of self control and to shut down ALL spending. It will be hard. But you can do it! You can make your financial goals if you want it badly enough. You can live on less and save.

No is a nasty word in my house. My children hate that word. In the stores I would say no and they would throw the biggest temper tantrum I had ever seen. And each time they did it the next one got bigger and bigger. People would look at me as if I had spanked my child right there in the store. I only told them no. So a coping skill that I developed is that when I got the dirty looks I would tell the person "Ahh - the power of NO". Then the other customers would laugh and know what was up with my children. I had said no to them.

But what we need to do is say no to our selves. Maybe this posting is more for me to have a reminder to myself. I thought at least I would share my thoughts with you today. I hope you enjoy this blog.

Good luck to you!

Cynthia

-like the eyes in this one-

http://www.youtube.com/watch?v=Ko1KjoQh9TE


Copy and paste this in a new window if you want to watch or listen to Shaina Twain's song called Ka-Ching.

Ka-Ching lyrics

We live in a greedy little world--
that teaches every little boy and girl
To earn as much as they can possibly--
then turn around and
Spend it foolishly
We've created us a credit card mess
We spend the money that we don't possess
Our religion is to go and blow it all
So it's shoppin' every Sunday at the mall

All we ever want is more
A lot more than we had before
So take me to the nearest store

[Chorus:]
Can you hear it ring
It makes you wanna sing
It's such a beautiful thing--Ka-ching!
Lots of diamond rings
The happiness it brings
You'll live like a king
With lots of money and things

When you're broke go and get a loan
Take out another mortgage on your home
Consolidate so you can afford
To go and spend some more when
you get bored

All we ever want is more
A lot more than we had before
So take me to the nearest store

[Repeat Chorus]

Let's swing
Dig deeper in your pocket
Oh, yeah, ha
Come on I know you've got it
Dig deeper in your wallet
Oh

All we ever want is more
A lot more than we had before
So take me to the nearest store

[Repeat Chorus]

Can you hear it ring
It makes you wanna sing
You'll live like a king
With lots of money and things
Ka-ching!

Thursday, February 19, 2009

Uses for Homemade Cheese and Cottage Cheese

Howdy All!
My cousin sent me some interesting information. I am posting it below. (Thanks Tonya!)

Uses for Homemade Cheese and Cottage Cheese

Because most homemade cheese made from powdered skim milk have the unique quality of not melting, they are more versatile than commercial dairy products. The important thing to remember is that when heated at high temperatures, they become more firm and tough, so avoid boiling.

Unflavored cheeses: Soups, salads, sandwiches taco filling, stir-fry, omelets, patties, loaves, casseroles, lasagna, on freshly sliced tomatoes, or mixed with one-half commercial cottage or grated cheese.

Flavored cheeses: Chip dips, sandwich fillings, casserole toppings, jerky, mixed with parmesan to use on top of pizza and spaghetti, seasoned with curry powder to use in cracked wheat and rice pilaf.

Flavor-causing enzymes come from bacteria which produce acid and then release enzymes. That bacteria is found in commercial cheese making cultures, but since those cultures are expensive and have a very short shelf life, I eliminate the long culturing process and use an acid to curdle the milk while the milk is heating, often adding buttermilk or other spices and herbs. When I want a different flavor or texture or a cheese that can be aged for one-two months, I use buttermilk, yogurt or acidophilus as cultures.

Drain and rinse cheese made with old, strong milk powder to improve color and flavor. I rinse the cheese first in hot water which seems to take out the strong taste, ten in cold water, which lightens the color and firms the curd.

Cheese colorings can be added to any recipe during the blending process. Dairies, some health food or preparedness stores and mail order catalogs for cheese supplies carry liquid or tablet forms of yellow coloring. Paste coloring can be obtained from stores that carry cake decorating supplies. Ordinary food coloring made for home use is not permanent and will not work as it rinses out during the rinsing and draining process.

Important Helpful Hint: Always spray the inside of a warmed saucepan with lecithin-based spray and re-heat until oil browns before adding milk to the pan.

Rennet Cheese

1 qt hot tap water
1 c. Buttermilk
2 junket rennet tablets dissolved in 1 T. Cold water
2 c. Dry milk powder
2 T. Vegetable oil (opt.)

Blend all ingredients and place in a heavy saucepan coated with a nonstick spray. Let sit undisturbed for 10 minutes. Cut or stir to break into curds and cook over medium heat for five minutes. Pour curds into a strainer, rinse with hot, then cold water, and drain. Salt to taste, then refrigerate. Or, place in a cheesecloth bag and press. This is a very mild cheese, good with salt and chopped chives. Use within 3-4 days.

To make cream cheese from this recipe, reduce rennet to ¼ table and add 1 c. Buttermilk when mixing ingredients. Set in a warm place overnight. After cutting set curds into cubes, place curds over medium heat, and cook five minutes. Pour into a cheesecloth lined colander and let rest 15 minutes. Gather edges of bag, secure with a rubber band and hang, or press until firm like cream cheese. Add salt if desired.

Soft Cottage Cheese

2 c. hot water
1-1/2 c. dry milk powder
3 T. Fresh lemon juice or white vinegar

Blend water and dry milk and pour into saucepan (foam and all).

Sprinkle lemon juice or vinegar slowly around edges and gently stir over medium heat just until milk begins to curdle, separating into curds and whey. Remove from heat and let rest one minute. Pour into strainer or colander, rinse with hot, then cold water. Press out water with back of spoon. Makes about 1-1/2 c. curds. If desired, moisten rinsed curds with a little buttermilk before serving and add salt to taste. Refrigerate if not used immediately. Whey from fresh milk powder can be used in place of water in breads and soups.

Quick Soft Pressed Cheese

2 c. boiling water
1-1/2 c. dry milk powder
3 T. vegetable oil
1 c. buttermilk
3-4 T. fresh lemon juice
cheese coloring tablets (opt.)

Blend water, milk and oil, allowing foam to settle slightly. If colored cheese is desired, add ½ tablet cheese coloring (or cake decorating paste color) while blending. Pour into hot saucepan coated with a nonstick spray and heat to at least 160 degrees. Add lemon juice and continue to stir until mixture curdles.

Pour into a cheesecloth lined colander. Rinse curds with warm water, then salt to taste. Place cheese in cloth between two plates or spoon into a cheese press. Apply weight and let sit for ½ hour or longer, depending on how firm you want the cheese to be. Remove from plates or cheese press, rinse, wrap in plastic and refrigerate. Use within one month or freeze. This cheese can be sliced, grated, or crumbled. For Smoky Cheese, add ½ t. Liquid Smoke flavoring and ½-1 t. salt after rinsing curds.
For additional fast powdered milk cheese recipes, along with recipes for yogurt, sour cream, cream cheese, order your copy of Rita's Powdered Milk Cheeses for only $5.50 (includes postage) by calling toll-free (800) 484-9377, ext. 6276.

10 reasons "Why I Don't Have my Food Storage"

I have heard this before. So I thought I would post it here for you. There are 9 parts to the You Tube video. Basically you need to do what is best for you and your family.


The video:
http://www.youtube.com/watch?v=HhGaTlwYs-s

Wendy Dewitt's top 10 reasons "Why I Don't Have my Food Storage"

10. My neighbors have a TWO year supply! No, they don't. They don't have any food. Did you know that 85% of the members of the church don't have any food storage at all? If your idea of food storage is to eat someone else’s food………..this is a really bad plan.

9. I've paid tithing for 20 years...the church can give me a little food. Many members believe that when the times get hard, the church is going to come through like Joseph in Egypt. Absolutely not true. All the church storehouses and welfare farms across the country would only feed 4% of the members of the church. The church has been asking YOU to store food for 75 years. They're NOT storing food for you. Thus, another bad plan.

8. I'm moving in with my children / parents! Really....that’s just a bad plan all by itself. But it points out that most members don't have a year's supply because they're PLANNING on eating someone else's food! Of course, since no one HAS any food, we have yet another bad plan.

7. I have a year's supply...and the bullets to go with it! I've heard time and again, "How dumb is that to go to all the time and expense of getting food...just to have some guy with a gun come and shoot my family to take it away?" Here's a better question. Are you afraid of the guy with the gun? Or are you more afraid of BECOMING the guy with the gun? What would you do if your children were starving to death? Would you lie? Cheat? Steal? Would you shoot your neighbor for his food? I guarantee....if you were watching your child starving to death, you would do anything you had to to keep them alive. If you don't have your year's supply, you are putting yourself in danger of losing not only your temporal salvation, but your spiritual salvation as well.

So far, all the reasons we don't have our food storage involve eating someone else's food. Please, don't put your family's temporal salvation in other people's hands. No one is storing food for you. Not your neighbors, not the government...not even the church.

#6. The boat and the 4 wheelers are taking up all my storage space! (priorities!)

#5. 3 letters....Y2K. Ok, that's 2 letters and a number....but they're always making way too much out of everything! This is never going to happen!” (Every prophecy that has ever been given WILL happen.)

#4. If anything DOES happen, the government will be here within hours! (insert laughter) Did you know the government has been telling us that we need to have food storage? They're actually CALLING it food storage! We now have the government telling us to store food, water, medicines...whatever we will need to be able to stay in our homes for several months.

#3. I can't afford scrap booking AND food storage. The average food storage can cost as little as a dollar a day. We live in the richest society in the history of the world, and while there are cases where money may be a problem, most of the time it is a matter of priorities. We have chosen bigger homes, nicer cars, more tv's, computers, vacations ...everything is more important than our food storage. If I asked, "Who has a cell phone?" most of you would say yes. You pay at least $30 a month to have a cell phone....that's about a dollar a day...the cost of one year's supply of food for your child. Is your cell phone really more important than your child's temporal salvation? You have to make food storage a priority.

2. I'm waiting for the cannery to sell Papa John's dehydrated pizza! Food storage has always had a stigma attached to it. If it's not wheat, beans and powdered milk, it's not food storage. With the system I use, food storage can be sweet and sour chicken, tamale pie, chile and cornbread, beef stew, shepherd's pie, minestrone...even chocolate chip cookies! Your imagination (and your pocketbook) are the only limitations you have.

And the #1 reason why I don't have my year's supply of food? A year?? I thought it was 72 hours!!

You KNOW you should have your food storage. You WANT to have it, but it can be so overwhelming! How much do I buy? Where do I store it? How do I cook it? It seems like an impossible task.... but it's not. It doesn't matter if you use my system or just start buying extra food, the important thing is to do something. Good luck in your efforts! Wendy DeWitt

Thursday, February 12, 2009

March Ensign

In the March issue of the Ensign there are 4 articles on being prepared. If you want to read them I have scanned them. Please send me an email to ccwpllc@yahoo.com and I will send them to you.

Thanks for reading!

Monday, February 9, 2009

CANNING BUTTER- from endtimes report

I think I am going to try this the next time I find butter on sale.

See the web site for a picture
http://www.endtimesreport.com/canning_butter.html



Jars of canned butter

Now you can purchase canned butter from The Internet Grocer http://www.internet-grocer.net/butter.htm or make it yourself using the directions below.

1. Use any butter that is on sale. Lesser quality butter requires more shaking (see #5 below), but the results are the same as with the expensive brands.

2. Heat pint jars in a 250 degree oven for 20 minutes, without rings or seals. One pound of butter slightly more than fills one pint jar, so if you melt 11 pounds of butter, heat 12 pint jars. A roasting pan works well for holding the pint jars while in the oven.


3. While the jars are heating, melt butter slowly until it comes to a slow boil. Using a large spatula, stir the bottom of the pot often to keep the butter from scorching. Reduce heat and simmer for 5 minutes at least: a good simmer time will lessen the amount of shaking required (see #5 below). Place the lids in a small pot and bring to a boil, leaving the lids in simmering water until needed.

4. Stirring the melted butter from the bottom to the top with a soup ladle or small pot with a handle, pour the melted butter carefully into heated jars through a canning jar funnel. Leave 3/4" of head space in the jar, which allows room for the shaking process.

5. Carefully wipe off the top of the jars, then get a hot lid from the simmering water, add the lid and ring and tighten securely. Lids will seal as they cool. Once a few lids "ping," shake while the jars are still warm, but cool enough to handle easily, because the butter will separate and become foamy on top and white on the bottom. In a few minutes, shake again, and repeat until the butter retains the same consistency throughout the jar.

6. At this point, while still slightly warm, put the jars into a refrigerator. While cooling and hardening, shake again, and the melted butter will then look like butter and become firm. This final shaking is very important! Check every 5 minutes and give the jars a little shake until they are hardened in the jar! Leave in the refrigerator for an hour.

7. Canned butter should store for 3 years or longer on a cool, dark shelf. [It does last a long time. We have just used up the last of the butter we canned in 1999, and it was fine after 5 years.] Canned butter does not "melt" again when opened, so it does not need to be refrigerated upon opening, provided it is used within a reasonable length of time.

The Grasshopper and the Ant

With all of the reports and headlines in the news these days I begin to wonder how we are going to survive. Life is getting more and more complicated all the time.

I have realized something this morning. I have become more and more like my parents and grandparents in the fact that I go around turning off lights ALL the time. And I have energy saving light bulbs, unlike the time when I was a child and there was no such thing as energy efficient lighting.

I am burning wood in my wood stove to help reduce my heating costs. I am gardening, canning, starting beekeeping, and shutting down all excess spending in my house. These are cost saving events that my parents and grandparents did.

After I was married about 23 years ago, we bought a house near my grandparents. Grandma and Grandpa lived through the Depression and World War II. Grandma told me stories of how she made it through the Depression.

One funny story from Grandma was that during the Depression there were no stockings for women. Grandma said that her and her girlfriend use to paint lines down the backs of their legs. Then when they went to town everyone thought they had stockings on. That is until one day when it rained and their stocking lines washed away.

Grandma Perkins had a saying she always told us. It is also found in President Faust’s talk from April Conference from 1986 “The Responsibility for Welfare Rests with Me and My Family,” (I think it is partly a Depression Era saying)

“Eat it up, wear it out, make it do, or do without.”

I have heard this saying so many times from so many people but mostly from Grandma. We have tried for many years to be frugal with our household. Sometimes we slip, but then we have to pull everything back in and follow the advice of our elders and get frugal again. For us this is one of those times right now. We are pulling in our outgoing expenses and trying to save money everywhere.

So now you ask what I should do to prepare. Well be like the ant in the Aesop fable of “The ant and the grasshopper”. It is a fable attributed to Aesop, providing a moral lesson about hard work and preparation.

The story concerns a grasshopper, which spends his time warming himself and playing during the warm summer months of the year. Meanwhile the ant is hard at work. When the winter months come the grasshopper upon finding himself dying of hunger and lack of warmth tries to get the ant to provide for him. The ant rebukes him for his idleness throughout the summer. This story teaches us about the virtues of hard work and saving, and the perils of improvidence.

When I taught in the past about food storage and being prepared, I would often quote a poem. The author is unknown to me.



Mr. Meant-To

Mr. Meant-To has a comrade,
And his name is Didn’t-Do;
Have you ever chanced to meet them?
Did they ever call on you?

These two fellows live together
In the house of Never-Win,
And I’m told that it is haunted
By the ghost of Might-Have-Been.


Everyday let’s not be like the grasshopper, and be more like the ant. Let’s put our houses in order as we have been commanded to do so by the General Authorities for years and in the scriptures (see D&C 88; 93; and 132). Then we won’t be in the meant-to crowd, and be haunted by the ghost of might-have-been.

The Responsibility for Welfare Rests with Me and My Family

The Responsibility for Welfare Rests with Me and My Family
Elder James E. Faust
Of the Quorum of the Twelve Apostles
James E. Faust, “The Responsibility for Welfare Rests with Me and My Family,” Ensign, May 1986, 20


I wish to speak of the basic principles that keep our feet on the ground economically. This is important to our happiness. Let us examine ourselves and, like pilots in the sky, take our bearings to see if we are on course financially. We must build upon sound principles. The bedrock principle of which I speak is that the responsibility for welfare rests with me and my family. In 1936 the First Presidency said in a great statement of purpose, “The aim of the Church is to help the people to help themselves.” (in Conference Report, Oct. 1936, p. 3.)
Some of us are children of the Great Depression in the United States over fifty years ago. Most of us who passed through that period will never forget the difficult economic times almost everyone experienced. At that time many banks failed; people lost their life’s savings; a great many were unemployed, and some of them lost their homes because they could not pay the mortgage. Many went hungry. If we didn’t eat our oatmeal cereal for breakfast, we would often have it fried for lunch or dinner. Such widespread economic problems could come again. But any of us, at any time, could meet with a personal calamity, such as sickness or an accident, which could limit or destroy our income.
The purpose of the welfare program is to care for the poor and the needy and make the members of the Church, by their obedience to gospel principles, strong and self-reliant. At the center of caring for the poor and the needy in a worldwide church is a generous contribution to the fast offerings, and personal and family preparedness. At the very heart of taking care of our own needs is our own energy and ability, with help to and from our own families.
I should like to discuss five prescriptions which, if followed, will make each of us better able to control our destinies.
First prescription: Practice thrift and frugality. There is a wise old saying: “Eat it up, wear it out, make it do, or do without.” Thrift is a practice of not wasting anything. Some people are able to get by because of the absence of expense. They have their shoes resoled, they patch, they mend, they sew, and they save money. They avoid installment buying, and make purchases only after saving enough to pay cash, thus avoiding interest charges. Frugality means to practice careful economy. (See Webster’s New World Dictionary, 2d. college edition.)
The old couplet “Waste not, want not” still has much merit. Frugality requires that we live within our income and save a little for a rainy day, which always seems to come. It means avoiding debt and carefully limiting credit purchasing. It is important to learn to distinguish between wants and needs. It takes self-discipline to avoid the “buy now, pay later” philosophy and to adopt the “save now and buy later” practice.
There are some investment counselors who urge speculative credit practices described as “leverage,” “credit wealth,” and “borrow yourself rich.” Such practices may work successfully for some, but at best they succeed only for a time. An economic reversal always seems to come, and many who have followed such practices find themselves in financial ruin and their lives in shambles.
Elder Ezra Taft Benson stated: “A large proportion of families with personal debt have no liquid assets whatsoever to fall back upon. What troubles they invite if their income should be suddenly cut off or seriously reduced! We all know of families who have obligated themselves for more than they could pay.” (Pay Thy Debt, and Live, Brigham Young University Speeches of the Year, Provo: 28 Feb. 1963, p. 10.)
Owning a home free of debt is an important goal of provident living, although it may not be a realistic possibility for some. A mortgage on a home leaves a family unprotected against severe financial storms. Homes that are free and clear of mortgages and liens cannot be foreclosed on. When there are good financial times, it is the most opportune time to retire our debts and pay installments in advance. It is a truth that “the borrower is servant to the lender.” (Prov. 22:7.)
Many young people have become so hypnotized by the rhythm of monthly payments they scarcely think of the total cost of what they buy. They immediately want things it took their parents years to acquire. It is not the pathway to happiness to assume debts for a big home, an expensive car, or the most stylish clothes just so we can “keep up with the Joneses.” Payment of obligations is a sacred trust. Most of us will never be rich, but we can feel greatly unburdened when we are debt-free.
Second prescription: Seek to be independent. The Lord said that it is important for the Church to “stand independent above all other creatures beneath the celestial world.” (D&C 78:14.) Members of the Church are also counseled to be independent. Independence means many things. It means being free of drugs that addict, habits that bind, and diseases that curse. It also means being free of personal debt and of the interest and carrying charges required by debt the world over.
President J. Reuben Clark’s classic statement on interest bears repeating:
“Interest never sleeps nor sickens nor dies; it never goes to the hospital; it works on Sundays and holidays; it never takes a vacation; it never visits nor travels; it takes no pleasure; it is never laid off work nor discharged from employment; it never works on reduced hours; it never has short crops nor droughts; it never pays taxes; it buys no food; it wears no clothes; it is unhoused and without home and so has no repairs, no replacements, no shingling, plumbing, painting, or whitewashing; it has neither wife, children, father, mother, nor kinfolk to watch over and care for; it has no expense of living; it has neither weddings nor births nor deaths; it has no love, no sympathy; it is as hard and soulless as a granite cliff. Once in debt, interest is your companion every minute of the day and night; you cannot shun it or slip away from it; you cannot dismiss it; it yields neither to entreaties, demands, or orders; and whenever you get in its way or cross its course or fail to meet its demands, it crushes you.” (in Conference Report, Apr., 1938, p. 103.)
Extended economic dependence humiliates a man if he is strong, and debilitates him if he is weak.
Payment of our tithes and offerings can help us become independent. President Nathan Eldon Tanner said: “Paying tithing is discharging a debt to the Lord. …
“If we obey this commandment, we are promised that we will ‘prosper in the land.’ This prosperity consists of more than material goods—it may include enjoying good health and vigor of mind. It includes family solidarity and spiritual increase.” (in Conference Report, Oct. 1979, p. 119; or Ensign, Nov. 1979, p. 81.) It is my firm belief, after many years of close observation, that those who honestly pay their tithes and offerings do prosper and get along better in almost every way. It is my testimony that in discharging this debt to the Lord, one enjoys great personal satisfaction. Unfortunately this great satisfaction will be known only by those who have the faith and strength to keep this commandment.
Third prescription: Be industrious. To be industrious involves energetically managing our circumstances to our advantage. It also means to be enterprising and to take advantage of opportunities. Industry requires resourcefulness. A good idea can be worth years of struggle.
A friend who owned some fertile fields complained to his sister about his lack of means. “What about your crops?” asked the sister. The impoverished man replied, “There was so little snow in the mountains, I thought there would be a drought, so I did not plant.” As it turned out, unforeseen spring rains made the crops bountiful for those industrious enough to plant. It is a denial of the divinity within us to doubt our potential and our possibilities.
The great poet Virgil said, “They conquer who believe they can.” (International Dictionary of Thoughts, comp. John P. Bradley, Leo F. Daniels, Thomas C. Jones, Chicago: J. C. Ferguson Publishing Co., 1969, p. 661.) Alma testified, speaking of a just God, “I know that he granteth unto men according to their desire.” (Alma 29:4.)
To be industrious involves work. It involves creativity. It also involves rest. It includes both aspects of Sabbath day observance. On the one hand, we are to labor six days. On the other hand, we are to rest one day. This rest will leave us with more energy and resources to make the rest of the week more productive and fruitful.
Fourth prescription: Become self-reliant. I have always admired those who have the ability and skills to make things with their hands. When those skills were passed out in the previous world, I must have been out to lunch. The ability to make repairs around the home, to improvise, to take care of our own machinery, to keep our automobiles running, is not only an economic advantage, but it also provides much emotional resilience.
President Spencer W. Kimball counseled: “I hope that we understand that, while having a garden, for instance, is often useful in reducing food costs and making available delicious fresh fruits and vegetables, it does much more than this. Who can gauge the value of that special chat between daughter and Dad as they weed or water the garden? How do we evaluate the good that comes from the obvious lessons of planting, cultivating, and the eternal law of the harvest? And how do we measure the family togetherness and cooperating that must accompany successful canning? Yes, we are laying up resources in store, but perhaps the greater good is contained in the lessons of life we learn as we live providently and extend to our children their pioneer heritage.” (in Conference Report, Oct. 1977, p. 125; or Ensign, Nov. 1977, p. 78.) This heritage includes teaching our children how to work.
Fifth prescription: Strive to have a year’s supply of food and clothing. The counsel to have a year’s supply of basic food, clothing, and commodities was given fifty years ago and has been repeated many times since. Every father and mother are the family’s storekeepers. They should store whatever their own family would like to have in the case of an emergency. Most of us cannot afford to store a year’s supply of luxury items, but find it more practical to store staples that might keep us from starving in case of emergency. Surely we all hope that the hour of need will never come. Some have said, “We have followed this counsel in the past and have never had need to use our year’s supply, so we have difficulty keeping this in mind as a major priority.” Perhaps following this counsel could be the reason why they have not needed to use their reserve. By continued rotation of the supply it can be kept usable with no waste.
The Church cannot be expected to provide for every one of its millions of members in case of public or personal disaster. It is therefore necessary that each home and family do what they can to assume the responsibility for their own hour of need. If we do not have the resources to acquire a year’s supply, then we can strive to begin with having one month’s supply. I believe if we are provident and wise in the management of our personal and family affairs and are faithful, God will sustain us through our trials. He has revealed: “For the earth is full, and there is enough and to spare; yea, I prepared all things, and have given unto the children of men to be agents unto themselves.” (D&C 104:17.)
Much of our own well-being is bound up in caring for others. Good King Benjamin, speaking through the pages of the Book of Mormon, counsels, “I would that ye should impart of your substance to the poor, every man according to that which he hath, such as feeding the hungry, clothing the naked, visiting the sick and administering to their relief, both spiritually and temporally, according to their wants.” (Mosiah 4:26.)
You may ask, “How can I discern which of the prophetic utterances of this conference have a particular message for me?” My answer is, you can know. You can know by the whisperings of the Holy Spirit if you righteously and earnestly seek to know. Your own inspiration will be an unerring vibration through the companionship of the Holy Ghost. As the Lord spoke to Elijah, this will come, not in the great strong wind, nor in the earthquake, nor in the fire, but in a still, small voice. (See 1 Kgs. 19:11–12.) This will help us, if necessary, to make the required change in our lives and life-styles to get onto a sure course.
The parable of the ten virgins, five wise and five foolish, has both a spiritual and a temporal application. Each of us has a lamp to light the way, but it requires that every one of us put the oil in our own lamps to produce that light. It is not enough to sit idly by and say, “The Lord will provide.” He has promised that they who are wise and “have taken the Holy Spirit for their guide” will have the earth given unto them. (D&C 45:57–58.) It is further promised that “the Lord shall be in their midst, and his glory shall be upon them, and he will be their king and their lawgiver.” (D&C 45:59.) May it ever be so I pray humbly in the name of Jesus Christ, amen.